October 2, 2012 in Finance
[prMac.com] Vancouver, Canada - Unless cash is the preferred method of payment, there are very few big commitment purchases consumers can make without needing some form of credit. From a mortgage to a car loan or even a department store credit card, credit reports get pulled and assessed all the time. The Credit Score Calculator is a new app that helps consumers see their credit score without having to purchase their credit report.
"Besides a social security number, a credit score is by far one of the most important digits a person can know. Yet most people have no idea what their credit score is," said the developer of the Credit Score Calculator App. "Knowing your credit score before you get a mortgage can actually save you a lot of money in the long run. If you see that you're a few points away from a score that'll get you a lower interest rate, it makes sense to wait, get your score to go up, and then apply for the mortgage. That's where the Credit Score Calculator shines."
The Credit Score Calculator asks users to answer five questions pertaining to their payment history, credit age, inquiries, debt usage and account mix. Responses are calculated using a proprietary credit score formula. The actual credit score is then given based on the user's responses. Credit score improvement tips are also included so users can see how to boost their score anywhere from 50 to 200 points.
"The problem with getting your credit report in the mail or online is that you have to order a second copy of your report to see if the changes you've made actually improved your credit," added the developer. "That can be time consuming and expensive. The Credit Score Calculator gives you your credit score whenever you want, and it shows you exactly how you can improve your score. Also, you're only paying for the price of the app."
* iPhone, iPad, or iPod touch
* Requires iOS 4.0 or later
* Universal app optimized for display on all iOS devices
* 8.4 MB
Pricing and Availability:
Credit Score Calculator 1.0 is $3.99 USD (or equivalent amount in other currencies) and available worldwide exclusively through the App Store in the Finance category.
Pro Code Media is establish in 2012 and located in Vancouver, Canada. They specialize in creating apps for real estate investors and business professionals that are simple, helpful and time saving. Copyright (C) 2012 Pro Code Media. All Rights Reserved. Apple, the Apple logo, iPhone, iPod and iPad are registered trademarks of Apple Inc. in the U.S. and/or other countries. All other trademarks and trade names are the property of their respective owners.